We would set the loan up to amortize over ten years. Principle and interest payments would be about $534.10 at 7% per year. Of course, the note would balloon after three years and the unpaid balance would be due and payable immediately unless we negotiated another loan. What do you think?" I don't know. I really don't want to make that kind of loan. What if I couldn't pay it off in 3 years?"The elder Mr. Godfrey smiled and said, "Oh, nothing earthshaking, I'm sure we could work something out, and just think, you would have the whole farm back together. Of course, we would need collateral in order to make the loan. We would want the balance of your land put up as collateral for the deal. That's how we can make the deal with no down payment." No pre-payment penalties? What if I am late or miss a payment?"Godfrey elder laughed and said, "Heck, we're neighbors, a day or two late is no big deal and if you miss a payment, you just have to pay a little penalty and make it up as soon as you. She then grabbed a blanket and put it so it covered our laps. She undid my belt and zipper and began to play with my dick. I reached over to return the favor and realized that she didn't have on a g-string at all as my fingers moved across her shaved crotch. She spread her legs for me as my fingers found her wet pussy and I began to rub her clit. When then heard a sound that changed everything, the sweet sounds of her mom snoring. Knowing that she was now sound asleep my girlfriend threw the blanket to the floor and pulled my dick out and began to suck it as she knelt in the couch. I layed my head back and enjoyed it as she bobbed up and down on my dick and I could feel her tongue caressing my dick in her mouth she got on her knees in fornt of me and continued ans she pulled my pants down. I was in heaven and loving every second. I love to please and wanted to return the the favor so I pulled her up and we both stood In fro t of the couch I kissed her and guided her onto the.
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