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“That’s the only way we’ll know. If they tell us themselves,” I said. “The second will always show as a first, as if the first had never happened. Even if the insureds tell us they had a first we won’t charge them for it because whatever isn’t on the record, we can’t charge. You have to treat the second as if it’s the first. Any after that would be counted as second, third, and so on. Act like the first never happened because it’s not on his record. The Department of Motor Vehicles doesn’t exclude points on their reports starting from the second, regardless of if he goes to traffic school again so we do start charging from there. You can’t advise him whether or not to go to traffic school though. That’s the judge’s job. Let him know the rates will stay the same until the policy renewal, but if he switches insurance in the meantime that company is within their right to charge it because the speeding ticket is viewable on his record now. We have an obligation to tell him that or he’ll. He had done well for me at the time of the divorce and I trusted him to get things moving. He did. He got a Family Court injunction that day, and it was enforced on Sarah's step-father that evening by the police. As you can imagine all hell let loose. Sarah was interviewed by a police woman, trained to spot the clues. Sarah was a little reticent as anyone would expect; children are fearful of accusing adults; but it would appear said enough for the police woman to decide there were sufficient grounds for an investigation. Jane's new husband had to leave the house immediately. Jane phoned me, calling me all the names under the Sun. Later her mother called me, a call I wish I had recorded as she slandered me in almost every sentence. The gist of her message was that I had been a useless husband in every respect who didn't know how to take care of a wife and I was jealous of Roger who made Jane very happy. She got so carried away that she inadvertently let slip that Roger had been.
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